1. 18:38 11th Jun 2014

    Notes: 5

    Reblogged from oscarhealth

    Tags: healthcarehealth

    oscarhealth:

    Covering a new generation of uninsured.

    Great piece here on Oscar - health insurance for the now generation.

    -cch

     
  2. 11:55 2nd Jun 2014

    Notes: 6

    Reblogged from slimandfitnow

    Tags: fitnesshealthhealthy

    slimandfitnow:

More On Slimarea.com

This is the truth for healthy living. -cch

    slimandfitnow:

    More On Slimarea.com

    This is the truth for healthy living.

    -cch

     
  3. 16:34 29th May 2014

    Notes: 276

    Reblogged from bschoolbabe

    Tags: philosophycareer

    image: Download

    bschoolbabe:

How to live your purpose. I love this graphic.

This is a simple but useful framework to consider as you think about your legacy.  And it’s worth revisiting regularly to see if what you do during your waking hours aligns with this graphic and how squarely. -cch

    bschoolbabe:

    How to live your purpose. I love this graphic.

    This is a simple but useful framework to consider as you think about your legacy. And it’s worth revisiting regularly to see if what you do during your waking hours aligns with this graphic and how squarely.

    -cch

     
  4. oscarhealth:

    By many measures, Oscar is off to a good start. We are proud of the product that we have built as well as the experience we are delivering to our customers.

    The healthcare industry in the United States is broken. Our ambitions are significant and our intentions are good - but we are still…

    $155MM raised in two years for this tech-enabled health insurance “start-up.” Next steps: growing and scaling beyond NY. Great to see Oscar growing and having the capital to continue to execute, iterate, and expand on its mission.

    -cch

     
  5. 11:12 6th May 2014

    Notes: 262

    Reblogged from johngushue

    Tags: techtechnologydigital life

    bobbycaputo:

    Not on App Store is a sticker designed to look like the typical “available on the App Store” badges from Apple. The project “Not Available on the App Store” by Caio Andrade, Rafael Ochoa, and Linn Livijn Wexell

    Simple, but a clever reminder that unplugging and disconnecting from the screen (be it laptop, tablet or smartphone) and exploring your immediate surroundings is good for everyone, especially young people.  I hope we don’t become a society where playgrounds are full of people (adults and kids) who are only interested and submersed in their tablets or smartphones instead of interacting with the larger, non-digital physical forms around them.     

    Make time to go out and play!

    -cch

     
  6. Infograph: How soft drinks impact your health

    image

    This past week I was reminded of how Americans literally eat and drink themselves to death.  Health is an equation that consists of regular exercise and practical eating and drinking habits.  Sugar and sweeteners are bad for you and contribute heavily to our nation’s growing obesity epidemic.  Many Americans hydrate with soda.  At all health conferences I’ve attended, soda is provided as part of the catering spread.  If the above infographic and statistics don’t give you pause, here are a few more sobering data points for you to consider the next time you reach for a can or bottle of soda (regular or diet):

    1. Do you think it’s healthy, safe, or natural to drink flame retardant?

    2. Research shows that even one diet soda a day (thanks to the artificial sweetener aspartame) increases risks for various cancers by 31 - 102%!

    3. Regular, heavy consumption of soda can rot and erode your teeth (thanks to citric and phosphoric acid) just like meth and crack cocaine!

    This is a lot of information to take in and as someone interested in health and public health I’ve known these data points for some time.  However, I needed to be reminded this week just how unhealthy soda is for us.  So… I’m sure it won’t be easy, but I’m going to try and quit soda cold turkey! 

    To your health,

    -cch

     
  7. brentgrinna:

    image

    There has been a lot of commentary recently stating that MBAs, and Harvard MBAs specifically, aren’t very good startup founders.

    Only 12 of the 39 companies had any MBAs within their co-founding teams…only three had at least one co-founder who went to HBS.” – Dan Primack of Fortune

    “I would bet a large amount of money that the overwhelming majority of us would not look favorably on a company started by one of you” - Chamath Palihapitiya on Harvard MBAs

    Yes! Fantastic data… and while VC fundraising isn’t necessarily a sign of business success, given the status of several of these companies growth and revenue wise, odds are there will be at least a few good outcomes in this batch. And kudos to b-schools for adapting their teaching and curriculum in recent years to promote more “non-traditional” MBA careers such as technology and entrepreneurship.

    -cch

     
  8. 12:44 7th Feb 2014

    Notes: 44

    Reblogged from oscarhealth

    Tags: healthcarehealthinnovation

    image: Download

    naveen:

What I’ve been doing at Oscar.
These past few months, I have been helping a couple of startups I like.
Sometimes, I have been investing in them. (Well, I’m trying to: I am basically making it up and learning as I go along, but it could be argued that’s what all angel investing really is about.)
Sometimes, I have been spending time hanging out at a company and helping more directly.
But regardless of whether I invest or help a team more directly, I think the way I’ve been thinking about it is to only get involved in projects that I wish I myself had started. (Max Levchin said it best: “One of the best heuristics I found when deciding to invest [in] a startup is whether I would seriously consider joining it, if asked.”).
The company that I’ve spent the most time with recently is Oscar Health: I’ve been here for the last five months.
If you know me, you already know I’ve been curious about and playing around in the health space. My hacking around in the quantified self space brought me to personal health, which is basically the idea of using tools (either built by the community or by health & fitness companies) to take charge of our own health. This personal health movement can be thought of one model where care is proactive rather than reactive. All this got me closer to learning about where the healthcare system is really broken and needs technology’s help the most.
That, of course, brought me to Oscar. I had already known the guys before they got started and I was always excited about the possibilities anytime we got together to talk about the idea of starting an insurance company. If you want, think of my exploration as a see-saw: “things that we do for ourselves” on the left and “things a care provider does for us” on the right. I started on the left and I slowly started learning and moving right. And then I figured I should skip ahead and jump all the way to the right and see the world from Oscar’s perspective.
I’ve been helping Oscar in various roles: with recruiting for different parts of the team (mainly on the product and engineering sides); with general company “things” (helping with PR/marketing, with process, organizing engineering and recruiting meets, &c.).
I also spent a lot of time helping build different parts of the product:
The mobile experience - of course, this one was easy. Many of our members are young and tech-savvy and almost always on their mobile phones. They order food, their cabs, buy movie tickets, read the news, see train times, search for things exclusively on mobile. So why shouldn’t they have a great experience where their healthcare questions and delivery also happens on mobile? I made this a big priority for the team for the January 1st launch: we worked nights and days with a very tiny team. And, in something like eight weeks, we put together a great Oscar Member app for iOS. (Yes, Android at some point very soon!).
The care finder - this tool can be thought of as your first point of contact when you look to solve an issue in health for yourself or a family member. Instead of blindly Googling for an answer, we imagine that Oscar itself can be your first point of contact. You could even think of it like foursquare’s “Explore”: before you go somewhere, use the search and allow it to pass you to the right spot. The mechanics of how this works are hidden behind the scenes in order to keep the interface simple, but the idea is that it will use basic information about each provider to point you to the right place. Over time, we imagine this system can get better as more data points and views from your friends are added in. “Show me only doctors that can speak Spanish.” – “Go here because many people your age go here.” – “Show me only providers that have many years of experience and happen to be tech-savvy, too.” Why should a health insurance company only step in at the very end of care? (That is: at the point where care has already been delivered and the insurer only steps in to pay your bill for you.) The idea instead is that when you need help, you ask us and we point you to an appropriate place of care that not only solves your needs but also does it transparently.
The “Doctor on Call” - this one is something we are really proud of and excited about. Some of us were lucky enough to grow up with a family doctor who would be able to answer simple questions over the phone: helping you get care and saving you time from having to drive out to the doctor’s office and taking a couple of hours out of your work day. Whatever happened to those days? Oscar’s “Doctor on Call” does exactly this. We’ve partnered with Teladoc and their physician network to provide this service. So, at any time, no matter where you are (in the U.S.), you’ll be able to ring up a doctor and talk to them about a problem you have. The doctor will be able to recommend a solution, prescribe you medicine or, in cases where a further in-person visit is needed, send you to a specialist to get care. And the best part: all this is free for members. We could have pointed members to independent applications out there now that seem to do this, but we wanted to embed this experience natively into Oscar itself. This way, you never have to leave this ecosystem and use yet another login to use such a system. And by seamlessly integrating this, we could also hide the costs and make it free for you in a much easier way.
All-in-all, this is just the start of even deeper products and issues Oscar can solve.
The appeal in Oscar is not only that we get to see through 2014 eyes and solve all the things that incumbents have trouble solving. Or the fact that we can bring a tech-focused approach and solutions to the health care space. To me, the most exciting is that by starting over from scratch, we have the ability to write a new playbook on how a health insurance company should work. We have a chance to provide additional features and services that customers have not expected before. We have the ability to start your care and our relationship with you not after you get hurt and after you’ve been fixed up by the doctor, but rather by being the first point of contact when you do need care. And perhaps, someday, so easy we will even get one step ahead of you and actively alert you to offer you services before you come to realize you need them.

Building a health insurance company anew from the ground up for the 21st century is a huge undertaking. But one that has consumers and technology (web and mobile) as part of its core value proposition and product strategy  is refreshing. The way it should be, as it is done in most other industries. -cch

    naveen:

    What I’ve been doing at Oscar.

    These past few months, I have been helping a couple of startups I like.

    Sometimes, I have been investing in them. (Well, I’m trying to: I am basically making it up and learning as I go along, but it could be argued that’s what all angel investing really is about.)

    Sometimes, I have been spending time hanging out at a company and helping more directly.

    But regardless of whether I invest or help a team more directly, I think the way I’ve been thinking about it is to only get involved in projects that I wish I myself had started. (Max Levchin said it best: “One of the best heuristics I found when deciding to invest [in] a startup is whether I would seriously consider joining it, if asked.”).

    The company that I’ve spent the most time with recently is Oscar Health: I’ve been here for the last five months.

    If you know me, you already know I’ve been curious about and playing around in the health space. My hacking around in the quantified self space brought me to personal health, which is basically the idea of using tools (either built by the community or by health & fitness companies) to take charge of our own health. This personal health movement can be thought of one model where care is proactive rather than reactive. All this got me closer to learning about where the healthcare system is really broken and needs technology’s help the most.

    That, of course, brought me to Oscar. I had already known the guys before they got started and I was always excited about the possibilities anytime we got together to talk about the idea of starting an insurance company. If you want, think of my exploration as a see-saw: “things that we do for ourselves” on the left and “things a care provider does for us” on the right. I started on the left and I slowly started learning and moving right. And then I figured I should skip ahead and jump all the way to the right and see the world from Oscar’s perspective.

    I’ve been helping Oscar in various roles: with recruiting for different parts of the team (mainly on the product and engineering sides); with general company “things” (helping with PR/marketing, with process, organizing engineering and recruiting meets, &c.).

    I also spent a lot of time helping build different parts of the product:

    The mobile experience - of course, this one was easy. Many of our members are young and tech-savvy and almost always on their mobile phones. They order food, their cabs, buy movie tickets, read the news, see train times, search for things exclusively on mobile. So why shouldn’t they have a great experience where their healthcare questions and delivery also happens on mobile? I made this a big priority for the team for the January 1st launch: we worked nights and days with a very tiny team. And, in something like eight weeks, we put together a great Oscar Member app for iOS. (Yes, Android at some point very soon!).

    The care finder - this tool can be thought of as your first point of contact when you look to solve an issue in health for yourself or a family member. Instead of blindly Googling for an answer, we imagine that Oscar itself can be your first point of contact. You could even think of it like foursquare’s “Explore”: before you go somewhere, use the search and allow it to pass you to the right spot. The mechanics of how this works are hidden behind the scenes in order to keep the interface simple, but the idea is that it will use basic information about each provider to point you to the right place. Over time, we imagine this system can get better as more data points and views from your friends are added in. “Show me only doctors that can speak Spanish.” – “Go here because many people your age go here.” – “Show me only providers that have many years of experience and happen to be tech-savvy, too.” Why should a health insurance company only step in at the very end of care? (That is: at the point where care has already been delivered and the insurer only steps in to pay your bill for you.) The idea instead is that when you need help, you ask us and we point you to an appropriate place of care that not only solves your needs but also does it transparently.

    The “Doctor on Call” - this one is something we are really proud of and excited about. Some of us were lucky enough to grow up with a family doctor who would be able to answer simple questions over the phone: helping you get care and saving you time from having to drive out to the doctor’s office and taking a couple of hours out of your work day. Whatever happened to those days? Oscar’s “Doctor on Call” does exactly this. We’ve partnered with Teladoc and their physician network to provide this service. So, at any time, no matter where you are (in the U.S.), you’ll be able to ring up a doctor and talk to them about a problem you have. The doctor will be able to recommend a solution, prescribe you medicine or, in cases where a further in-person visit is needed, send you to a specialist to get care. And the best part: all this is free for members. We could have pointed members to independent applications out there now that seem to do this, but we wanted to embed this experience natively into Oscar itself. This way, you never have to leave this ecosystem and use yet another login to use such a system. And by seamlessly integrating this, we could also hide the costs and make it free for you in a much easier way.

    All-in-all, this is just the start of even deeper products and issues Oscar can solve.

    The appeal in Oscar is not only that we get to see through 2014 eyes and solve all the things that incumbents have trouble solving. Or the fact that we can bring a tech-focused approach and solutions to the health care space. To me, the most exciting is that by starting over from scratch, we have the ability to write a new playbook on how a health insurance company should work. We have a chance to provide additional features and services that customers have not expected before. We have the ability to start your care and our relationship with you not after you get hurt and after you’ve been fixed up by the doctor, but rather by being the first point of contact when you do need care. And perhaps, someday, so easy we will even get one step ahead of you and actively alert you to offer you services before you come to realize you need them.

    Building a health insurance company anew from the ground up for the 21st century is a huge undertaking. But one that has consumers and technology (web and mobile) as part of its core value proposition and product strategy is refreshing. The way it should be, as it is done in most other industries.

    -cch

     
  9. 14:51 3rd Feb 2014

    Notes: 8

    Reblogged from schlafnotes

    schlafnotes:

    image

    Several years ago I started teaching a class on raising seed capital at General Assembly and Skillshare. I initially created the class because friends and founders were coming to me for fundraising advice and I was answering generally the same questions over and over.

    A few months ago,…

    Excellent and comprehensive deck here.  A great resource for anyone curious about fundraising 101 thanks to Steve.

    -cch

     
  10. 12:53 1st Feb 2014

    Notes: 1060

    Reblogged from johngushue

    Tags: healthdietnutritionfood

    image: Download

    johngushue:

Here’s a chart that scarily sums up what’s out of whack with our diet. 

You are what you eat. And many Americans unfortunately are overweight or obese. Food is just one part of the health equation, but a big one. -cch

    johngushue:

    Here’s a chart that scarily sums up what’s out of whack with our diet. 

    You are what you eat. And many Americans unfortunately are overweight or obese. Food is just one part of the health equation, but a big one.

    -cch

     
  11. nickgrossman:

    "It is trust, more than money, that makes the world go round."
    — Joseph Stiglitz, In No One We Trust

    The week before last, I visited Yahoo! to give the keynote talk at their User First conference, which brought together big companies (Google, Facebook, etc), startups (big ones like USV…

    Great perspective here on how technology enabled networks have disrupted many industries and will continue to do so going forward. Long overdue in health, but innovative change is inevitable and coming.

    -cch

     
  12. 08:59 20th Dec 2013

    Notes: 49

    Reblogged from indianqb18

    Tags: technologymobile

    there are perhaps 900m consumer PCs on earth, and maybe 800m corporate PCs. the consumer PCs are mostly shared and the corporate PCs locked down, and neither are really mobile - at best you can take them from table to table. those 3bn smartphones will all be personal, and all mobile.
    — 

    What does mobile scale mean? — Benedict Evans

    all of this means that the operating environment looks very different, and a lot of our assumptions need to change. a lot more is up for grabs, and the scale of success looks different. when a dozen guys in a garage with a hot service get struck by lightning, that means 50m or 100m users, not 1m, and in time it might mean 1bn.

    via.

    (via indianqb18)

    The clear compelling case for why all businesses and services must have a mobile play. Make no mistake - it’s the future.

    -cch

     
  13. image: Download

    How will technology change healthcare? The same way technology has facilitated the move of many transactions from being required in-person (shopping at the mall, playing a board game) to remote via the Internet and mobile technologies (Amazon, WordsWithFriends, Xbox Live multiplayer).  This tidal wave of disruption has not saturated healthcare as it has other industries as of yet, but it will.  It’s taking longer due to established and entrenched institutions like hospitals and providers, a more complex regulatory environment, (payment, privacy), and the fact that most healthcare transactions are not direct or full financial interactions between supplier (doctors) and consumers (patients).  Thanks to health insurance, most consumers don’t know what it actually costs to see and pay a doctor full-price for a check-up or an MRI (although this is changing with more US consumers enrolled in plans with higher deductibles, requiring individuals pay out of pocket for health costs up to a certain threshold before insurance kicks in).  However, it’s clear that technology is starting  to impact how healthcare is delivered and consumed in the US today (no comment on healthcare.gov). While B2C applications are proliferating, much of the value and spend is still on the B2B side that impact providers (EMR spend is a $21B market). There will be a tipping point as they say, and change is coming that will put more and more power in the hand of consumers.  It will soon be hard to ignore the use of more effective and efficient technology in healthcare delivery, no matter the perspective of provider, patient or payor.  However, despite many who think technology can and will solve all ills in healthcare, it’s worth keeping a healthy perspective— technology can and will plan an important role in supporting healthcare, enabling medicine to be less art and more science through accessibility of timely and rich information to make more accurate diagnoses and deliver more effective treatments.  There will be many things a computer or robot might be able to treat in the near future, such as the estimated 70% of doctor visits that are “routine” cases such as coughs, colds, headaches and can be handled via phone or video or e-mail.  This will allow doctors to spend more time with patients that are more complex and require more time to assess, diagnose and treat such as those with co-morbid and chronic conditions.  At the end of the day, there will always be a need for the human touch in medicine.   
To your health,
-cch

The attached infographic provides a visual depiction of results from a recent survey of 10,000 U.S. physicians conducted by Nuance. The survey found that 80% of U.S. physicians believe virtual assistants will drastically change healthcare by 2018.
A link to another article on Nuance’s Healthcare blog can be found here: 
http://whatsnext.nuance.com/florence-nightingale-see-us-now/

    How will technology change healthcare? The same way technology has facilitated the move of many transactions from being required in-person (shopping at the mall, playing a board game) to remote via the Internet and mobile technologies (Amazon, WordsWithFriends, Xbox Live multiplayer).  This tidal wave of disruption has not saturated healthcare as it has other industries as of yet, but it will.  It’s taking longer due to established and entrenched institutions like hospitals and providers, a more complex regulatory environment, (payment, privacy), and the fact that most healthcare transactions are not direct or full financial interactions between supplier (doctors) and consumers (patients).  Thanks to health insurance, most consumers don’t know what it actually costs to see and pay a doctor full-price for a check-up or an MRI (although this is changing with more US consumers enrolled in plans with higher deductibles, requiring individuals pay out of pocket for health costs up to a certain threshold before insurance kicks in).  However, it’s clear that technology is starting  to impact how healthcare is delivered and consumed in the US today (no comment on healthcare.gov). While B2C applications are proliferating, much of the value and spend is still on the B2B side that impact providers (EMR spend is a $21B market). There will be a tipping point as they say, and change is coming that will put more and more power in the hand of consumers.  It will soon be hard to ignore the use of more effective and efficient technology in healthcare delivery, no matter the perspective of provider, patient or payor.  However, despite many who think technology can and will solve all ills in healthcare, it’s worth keeping a healthy perspective— technology can and will plan an important role in supporting healthcare, enabling medicine to be less art and more science through accessibility of timely and rich information to make more accurate diagnoses and deliver more effective treatments.  There will be many things a computer or robot might be able to treat in the near future, such as the estimated 70% of doctor visits that are “routine” cases such as coughs, colds, headaches and can be handled via phone or video or e-mail.  This will allow doctors to spend more time with patients that are more complex and require more time to assess, diagnose and treat such as those with co-morbid and chronic conditions.  At the end of the day, there will always be a need for the human touch in medicine.   

    To your health,

    -cch

    The attached infographic provides a visual depiction of results from a recent survey of 10,000 U.S. physicians conducted by Nuance. The survey found that 80% of U.S. physicians believe virtual assistants will drastically change healthcare by 2018.

    A link to another article on Nuance’s Healthcare blog can be found here: 

    http://whatsnext.nuance.com/florence-nightingale-see-us-now/

     
  14. 11:03 10th Dec 2013

    Notes: 2

    Reblogged from indianqb18

    Tags: healthcarehealth

    people are very open to the idea of anonymously sharing their health records or genetic information, with more than three-quarters of respondents over the age of 55 saying that they would be open to sharing lab tests and health monitoring data
    — 

    isaac lopez

    new technologies can bring decision support, health monitoring and health coaches into the home. it was also interesting to see that people in emerging markets such as Brazil, China and India trusted themselves to use health monitoring technologies more than those in more technologically advanced economies such as Japan and the United States.

    (via indianqb18)

    Interesting study findings and a reminder that while the US is a leader in many ways, it can still learn from others, particularly when it comes to health and healthcare.

    -cch

     
  15. This is a revolutionary shift. Once upon a time, medicine was a discipline based on the nuanced diagnosis and treatment of sick patients. Now, Big Data, networked computers and a culture obsessed with knowing its numbers have moved medicine from the bedside to the desktop (or laptop). The art of medicine is becoming the science of an insurance actuary.
    — Statins by Numbers - NYTimes.com (via fred-wilson)

    Truth: “The art of medicine is becoming the science of an insurance actuary”. However, it’s necessary to never forget the human element in the ultimate delivery of care - it cannot ever be just all (cold) hard numbers.

    -cch